Solutions are created that let you pay in the background without removing your smartphone from your pocket Background payments are the future of electronic payments. Open banks are opening for banking solutions offered by fintechs, and the technology itself provides security at the highest level.

The Polish company offers a payment system that allows you to pay, for example, in a restaurant, without removing the smartphone from your pocket. Almost 40 percent clients of banks using electronic banking declare the use of banking services using mobile devices.

This is a solution that allows automatic payment. It is a combination of platform and device that allows you to make payments in the background. Bluetooth technology makes it possible to recognize the user and assign his bill to pay eg. in a restaurant to his credit card or electronic wallet in a mobile application.

Making payments is more and more often done automatically, that is completely without the user or with just one click. In the first two years of its operation, the Polish BLIK mobile payment system registered almost a 17-fold increase in the number of transactions.

The report prepared by the Polish Bank Association shows that the number of clients with access to electronic banking in Poland at the end of the first quarter of 2018 amounted to 35.7 million. In terms of year-on-year, this means an increase of 6.5 percent.

About 38 percent Customers who have access to electronic banking declare using banking services using a smartphone.